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Home > Auto Insurance | Locust Valley, NY

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Quote Form

Auto Insurance Information

As a car owner, getting adequate auto insurance is essential for the safety and protection of you and your vehicle. With our network of quality carrier options available to you, our agents will find you an auto insurance policy that is both adequate and affordable.  

Nexus Point Advisors is the trusted source for auto insurance in Locust Valley, New York. When you come to us, we take the hassle out of working with a large, impersonal insurance company while still helping you get personalized insurance solutions that help you when you need them most.  

To get your auto insurance policy today, visit our website or call us at 844-673-8439. 

Common Auto Insurance Questions  

How does auto insurance work?  

Any challenge or damage involving your vehicle could get very expensive, and it’s only natural to worry whether you will be able to afford such costs. Auto insurance will guarantee that you can. You can file a claim against this policy for accident costs and other losses for which you are responsible. The policy then pays a certain amount of money to aid you in your recovery costs.  

Quality auto insurance will minimize your personal financial losses for such problematic losses, and you’ll be able to recover from these issues without costing yourself an arm and a leg.  

What does auto insurance cover?  

Every auto policy is different, and what you’re required to carry may vary based on state mandates and whether or not your vehicle is financed. Listed below are common types of auto insurance coverages that may be available to you:  

  • Liability insurance. If an accident is deemed your fault, this coverage may help you pay for the damage you do to others (such as other drivers) who weren’t in the car with you. You are required to carry minimum amounts of liability coverage in the state of New York.

  • Bodily injury liability coverage. This helps pay for third-party medical bills and sometimes for death benefits.

  • Property damage liability coverage. This helps pay for damage to the other party’s property.

  • Collision insurance. This coverage helps to pay for damage to your own vehicle that you sustained in a wreck.

  • Comprehensive insurance. This coverage helps pay for damage from non-accident mishaps, such as weather damage, fires, theft, vandalism or similar accidents.

  • Personal injury protection. If you or any other covered drivers or passengers under your policy get hurt in an accident, regardless of who is deemed atfault, this coverage can help pay for your medical bills, lost wages and other expenses. 

  • Uninsured/underinsured motorist insurance: This insures you against damage caused by someone else who doesn’t have appropriate liability coverage. If you are the victim of a hit-and-run, for example, then this coverage can pay for your car’s damage.

  

What does auto insurance cost?  

Numerous factors can influence the cost of your auto policy, including:  

  • Your chosen coverage limits

  • The value of your vehicle

  • Your driving accident history

  • Your history of claims on other auto policies

  • Where you live

  • How far you drive each year


It’s possible for two drivers to have identical policies but still pay different prices for them. However, we’ll make sure that we search our carrier network to help you find the policy that will offer you the best price for the benefits of your choice.  

Contact one of our Nexus agents at 844-673-8439 or visit our website for a quote on an auto insurance policy today. 

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Nexus Point Advisors LLC
68 South Service Rd
Suite 100

Melville, NY 11747 
844-673-8439
Insurance Representative of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 011110001, and its affiliated US insurance companies. Registered Representative of and securities and investment advisory services offered through MML Investors Services, LLC, Member SIPC and a MassMutual subsidiary, 6800 Jericho Turnpike, Suite 202W, Syosset, NY 11791, Tel: (516) 364-4203. Nexus Point Advisory LLC is not a subsidiary or affiliate of MML Investor Services, LL:C or its affiliated companies. Edgar Montenegro is a registered representatives of and offer securities, investment advisory, and financial planning services through MML Investors Services, LLC., Member SIPC (www.sipc.org) (6800 Jericho Tpke, St 202W, Syosset, NY 11791) 516-364-4203 www.SIPC.org
 

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