Homeowners Insurance
Homeowners Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Homeowners Insurance Information
Homes are as unique as their owners. Whether the house is large or small, with a large backyard pool or a cozy patio space, homeowners invest a lot of time, love and money into their homes. Home insurance provides invaluable protection if something unfortunate happens that endangers your home.
Homeowners insurance may include these types of coverage:
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Dwelling coverage provides protection for the structure of your home and can help repair or rebuild your home if it’s damaged or destroyed by a covered loss.
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Liability coverage may help pay medical bills and lawsuits for bodily injury or property damage that you or a family member may cause to others. Coverage may also include damage caused by pets.
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Loss of use coverage may help pay for the costs of living away from your home if it becomes inhabitable due to damage from a covered event or loss. This coverage may include hotel bills, restaurant meals and other living expenses incurred while rebuilding your house.
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Possessions coverage may pay for furniture, clothing, sports equipment and other personal items stolen or destroyed in a covered loss. If you own expensive items such as jewelry, furs and silverware, you may want to purchase a personal property endorsement or floater to insure them for their appraised value.
How Much Coverage Do I Need?
Your home insurance policy depends on your situation. A standard homeowners insurance policy offers protection from damage to a home’s structure, including fixtures, plumbing and heating. You may want more coverage if you own high-risk items, such as a swimming pool or trampoline. Nexus Point Advisors can help determine how much coverage you need to be adequately protected.
How Much Is Home Insurance?
The cost of your home insurance policy depends on various factors, such as the following:
Do I Need Additional Protection?
Home insurance usually covers various types of damage or loss, but it won’t cover damage caused by natural disasters, such as flooding or earthquakes. If you live in a flood-prone area, you may consider adding flood insurance and possibly earthquake insurance. In addition, home insurance policies don’t typically cover termite and insect damage, rodents or mold. We can help you with coverage that may be beneficial for your home.
Get Peace of Mind
We can get you a home insurance policy that needs your needs. Call Nexus Point Advisors at 844-673-8439 to find the right coverage for your home and belongings.
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